Mortgage offset Calculator

A mortgage offset account is a great way to help you pay off your home loan faster, while still giving you access to your cash.  An offset account does not earn any interest, it saves you interest on your home loan.  Funds held in this account, will be 'offset' against the balance of your home loan, and reduce your monthly interest.

This calculator will show you how much you will save on your home loan by using an offset account for all your surplus cash.  You start with a lump sum, a monthly savings plan, or a combination of both.   No matter how you use a mortgage offset account, it will help you pay off your home loan faster.

To see how much you can save, just fill in the white boxes.